Life Assurance

Careful advice on how to calculate the correct cover for you.

The need for Life Assurance is quite apparent, whether it be to cover debts or to provide for your dependents in the event of your death.

Calculating the level and type of cover required can be quite difficult. With debts it can be enough to look at the amount owed and the term over which the loan or mortgage is left to run. When calculating the sum assured for “lifestyle” protection, ie providing for your dependents, there are many factors to consider.

  • How much money would be required to provide a suitable income should you die
  • What lifestyle changes would your dependents have to make after your death
  • What debts are outstanding

In addition to these difficult questions you also need to select the right type of Life Assurance for your personal situation:

  • Level Term
  • Decreasing Term
  • Family Income Benefit
  • Whole of Life

This is where COBRA Financial Services will be able to guide and advise you on the best possible product for your individual circumstances.

Whether you have a specific requirement or need a complete review of your financial affairs, simply contact us to arrange that first confidential meeting.

"Life has so many surprises it's best to be prepared and have a partner you can count on."

Book a meeting


T:   0207 204 0014

CHARACTER  Financial Services Ltd

1 Minster Court

Mincing Lane



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